Credit Report Not Updated After Negotiation
Question I mailed your negotiation letter a couple of weeks ago through certified mail. I got the green slip on Monday, but my credit report hasn’t been updated yet. Should I be worried? I haven’t sent...
View ArticleRemoving Late Payments From Credit Report
Question I have 2 paid off installment accounts that have past due in late 2007. should i try to remove those 2 and how do i go about it? or should i leave them on the report. Thanks for your time and...
View ArticleDo I still have to pay if the account is not on my credit report?
Reader’s Question Dear Ashley – I wanted to know. I have a big account on my credit report of about 17,000 dollars. It’s from a car I used to have. Is there anything that I can do about that to try to...
View ArticleWhen to challenge an error on your credit report?
Reader’s Question My fiance and I are planning to buy a house within the next few months. We recently submitted a preapproval application with our bank and I finally convinced him to get a free credit...
View ArticleShould I Use A Credit Repair Company To Clean My Credit Report?
You basically have two options when it comes to cleaning your credit report. First, you have the option of repairing your credit by yourself. This is a good option for someone who has the time and...
View ArticleWhen Does The 7 Year Removal Countdown Start On Negative Entries?
Reader’s Question Hello, I have some negative items that will soon be at their seven year limit and will (hopefully) be removed from my credit report. Can you tell me which credit agency informs you of...
View ArticleRemoving Duplicates From Credit Report
Reader’s Question Hello, I have been trying to find out if I can remove one of two duplicate accounts on my credit report. Specifically, I have one negative entry from the original creditor who...
View ArticleCleaning Up Credit After Identity Stolen By Parent
Reader’s Question Hello, My mother used my name without my permission when i turned age 18. I found out about it when i turned 20. By then i owed about 12,000.00 dollars on 8 credit cards. I was able...
View ArticleWhy You Should Be Using a Credit Monitoring Service
Some people think that credit monitoring services are only necessary for those with particularly troubled credit history, but that’s not the case at all. In fact, it’s just as important to use a...
View ArticleWhat to Do If an Employer Wants to See Your Credit Report
If an employer asks to see your credit score as part of a job application, be wary — for a few reasons. First, it’s illegal for employers to check your credit score. Second, they’re probably confusing...
View ArticleAI and Other Tech That Could Change How You Deal With Credit
Technology for using a credit card is changing fast: A wearable credit card is being developed by Barclaycard. Mastercard has a card with a sensor for a fingerprint to authorize payment instead of a...
View Article5.5 Million Could Get Credit Score Boost With Tax Liens Removed
If your credit score jumped 20-40 points last summer, you may see another boost in May as the credit reporting agencies finish changes to remove incomplete identifying information from credit reports....
View ArticleHow To Use The Fair Credit Reporting Act To Your Advantage
Using a credit card is easy — you use the card to buy things and then pay the credit card bill. A credit card can sometimes be difficult, however, when dealing with your credit file. From a missed...
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